Terms & Conditions
By accessing this website, purchasing products, downloading resources, or using services provided by The Ragan Williams Agency LLC dba RW Ministries, you agree to the following Terms and Conditions.
Information Provided
The materials, journals, devotionals, books, digital downloads, educational content, and resources provided by Ragan Williams Agency are intended for informational, educational, and inspirational purposes only. They are not intended to replace professional legal, financial, tax, medical, counseling, or other professional advice.
You should consult appropriate professionals regarding your individual circumstances and needs.
Digital Products
All digital products purchased through this website are delivered electronically. No physical product will be shipped unless otherwise stated.
Upon purchase, customers receive a license for personal use only. Digital products may not be shared, distributed, reproduced, resold, transferred, or used for commercial purposes without written permission from Ragan Williams Agency.
Due to the nature of digital products, all sales are final unless otherwise required by law.
Intellectual Property
All content on this website, including journals, devotionals, books, digital downloads, designs, graphics, logos, text, and other materials, is the property of Ragan Williams Agency and is protected by applicable copyright and intellectual property laws.
You may not reproduce, modify, distribute, sell, publish, or create derivative works from any materials without prior written consent.
Accuracy of Information
While we strive to provide accurate and up-to-date information, Ragan Williams Agency makes no warranties or guarantees regarding the accuracy, completeness, reliability, or suitability of any information, products, or resources provided.
Limitation of Liability
Ragan Williams Agency shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of this website, digital products, resources, or services.
Your use of our website and products is at your own discretion and risk.
Third-Party Services
This website may utilize third-party providers, including payment processors, website hosting services, email marketing platforms, and other service providers. Ragan Williams Agency is not responsible for the policies, practices, or content of third-party services.
Changes to Terms
Ragan Williams Agency reserves the right to modify these Terms and Conditions at any time. Updated versions will be posted on this website, and continued use of the website constitutes acceptance of any changes.
Contact Information
If you have questions regarding these Terms and Conditions, please contact:
Ragan Williams Agency, LLC
dba RW Ministries
Email: raganw@raganwilliams.com
Phone: 205-792-0289
Last Updated: June 2026
By using this website or purchasing products from Ragan Williams Agency, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.